Spendthrift nature is difficult to remove because it may have become a habit. Are you including the wasteful? Here's a trick that you can follow:
Make analysis
Why you are wasteful? Where are you spending your money? Create analysis and find out. After that try to avoid it in stages, not all at once.
Create a priority scale
Make a list of all types of needs of the truly important, to a less important. Prioritizing the most important needs that are on top of the list.
Spend your money based on need rather than by desire
Don't follow vain desires to keep all of your wishes. Just because you have money then you buy all the goods or spend money on something that is not so you need.
Create a desire that exceeds your ability
When you have ideals high to buy something that you could not buy because of limited money problems. Begin to save, so whenever you want to waste money, you are motivated to not waste, because you already have a specific goal to purchase an item, such as jewelry or spend it for to vacation abroad. Thus you have started to become a frugal person.
Bring enough money when you want to shop
Make a list that needs to be purchased and how much money the budget should be brought. So, take the money as needed, store your credit cards and ATM, don't be brought.
Make a list of expenses
Organize your income into expenditures posts. To you who worked to get the monthly income, set your income, such as for health, consumer, insurance, education costs, credit card payment, clothing, vacations, etc.. That way we can control spending.
Make analysis
Why you are wasteful? Where are you spending your money? Create analysis and find out. After that try to avoid it in stages, not all at once.
Create a priority scale
Make a list of all types of needs of the truly important, to a less important. Prioritizing the most important needs that are on top of the list.
Spend your money based on need rather than by desire
Don't follow vain desires to keep all of your wishes. Just because you have money then you buy all the goods or spend money on something that is not so you need.
Create a desire that exceeds your ability
When you have ideals high to buy something that you could not buy because of limited money problems. Begin to save, so whenever you want to waste money, you are motivated to not waste, because you already have a specific goal to purchase an item, such as jewelry or spend it for to vacation abroad. Thus you have started to become a frugal person.
Bring enough money when you want to shop
Make a list that needs to be purchased and how much money the budget should be brought. So, take the money as needed, store your credit cards and ATM, don't be brought.
Make a list of expenses
Organize your income into expenditures posts. To you who worked to get the monthly income, set your income, such as for health, consumer, insurance, education costs, credit card payment, clothing, vacations, etc.. That way we can control spending.
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