I was just a housewife who has a husband's income standards. I have to think hard how to manage our finances. And finally I found some trick to manage our financial.
Today we will start with some suggestions of easy ways to get us to keep more money in our pocket!
When we are looking to save money for an investment or a big expense like a vacation, car or home, we need to implement money management tips. Remember that manage money doesn't mean we have to give up our entire life, it just means that we have to be a little more mindful of our cash flow.
Here are some simple start ups...
1. Map Out Our Expenses
For a month, write down everything we buy. Don't worry about obsessively reviewing it every day, but take the time to make it accurate. We'll find that there are plenty of unnecessary purchases we can eliminate from your budget without thinking twice or more.
# This is a great way to track our cash expenses, which is important and not important2. Pay Our Bills on Time
This goes without saying,that every month we have the right to pay some bills, such as installment purchase of a house,a payment account of electricity, water, and insurance
# Set up automatic bill payments and we'll never have to worry about late fees again because it is planned correctly
3. Buy something based on needs not wants
Often we have a tendency to buy goods which do not need to make so that our financial spendthrift, therefore we need to choose which we think necessary / essential and which are just sheer desire.
# Thus, we have attempted sparing
When we think about it though, it is definitely a self improvement topic when we will be better off both financially and have a better attitude to life with more money to spent for purposes that are more important for other costs such as children's education, or reserve for future.
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